NOVA Your personal financial copilot.
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Coming soon on iOS and Android

Your personal financial copilot to decide with clarity.

Nova is not just an expense tracker. It is a complete personal financial direction system that combines control, strategic planning, and advanced metrics to improve your financial decisions in real time.

View plans View features
iOS: coming soon Android: coming soon

What is Nova

Nova integrates income and expense control, credit management, projections, simulator, and habits so you can move forward with direction.

It includes debt-ratio calculations, financial runway, a 30-day projection, goals with automatic contributions, smart alerts, and AI Boost for personalized recommendations.

Nova is not

  • Just an expense app
  • Just a monthly budget
  • Just a simulator

Nova is

A complete personal financial direction system.

Nova philosophy

Three concepts to understand your money without distortions.

Continuous real balance

Your money never resets when the month changes.

Monthly summary

The month is a statistical view to analyze performance.

Adjustable budget

It can reset or carry over surplus with Premium carryover.

General features

All of this exists in Nova for both plans.

1

Financial tracking

  • Manual income and expense entries
  • Transaction categorization
  • Full history
  • Basic 30-day projection

2

Smart dashboard

  • Current real balance
  • Monthly net result
  • Upcoming due dates
  • Debt ratio and financial runway

3

Credits and debts

  • Bank or store credit registration
  • Payment date, term, and total amount
  • Automatic reminders: 3 days before and on due date
  • Impact view on monthly cash flow

4

Goals

  • Set a financial goal and deadline
  • Automatic recommended monthly contribution
  • Progress visualization

5

"What if..." simulator

  • Simulate a new credit
  • See impact on ratio, monthly flow, and real payment capacity

6

Tasks and habits

  • One-time tasks (payments and financial actions)
  • Recurring habits (weekly saving, expense review)
  • Completion tracking and projected impact

7

AI Boost

  • Personalized recommendation drafting
  • Financial explanations based on user data
  • Financial templates and plans
  • AI interprets and communicates; it does not calculate critical figures

Current plans

Start on Free and upgrade to Premium when you want an advanced system.

Reference prices for startup launch.

Nova Free

Functional financial control at no cost

USD 0

  • Unlimited income and expense entries
  • Financial dashboard
  • Simple 30-day projection
  • Debt ratio calculation
  • Financial runway calculation
  • 1 active goal
  • 1 active credit
  • 1 saved simulation
  • Tasks and habits basicos
  • Payment reminders
  • Limited Boost
  • Monthly budget that resets without carryover
Start Free

Limitations: no advanced predictive alerts, no dynamic adjustments, no deep trend analysis.

Nova Premium

Advanced financial system

USD 3.99/month

  • Everything in Free + unlimited goals, credits, and simulations
  • Advanced habits and tasks
  • Predictive alerts: goal risk, ratio increase, and negative projection
  • Automatic budget adjustment via monthly carryover
  • Dynamic recommendations based on behavior
  • Deep trend analysis
  • Quantified habit impact
  • Advanced Boost with unlimited plan generation
Request Premium

Ideal for users who want to grow with strategic control and more precise decisions.

Nova key metrics

Indicators that turn financial data into real direction.

Financial runway

How many days you can sustain your current spending level.

Debt ratio

Financial risk level relative to your cash flow.

Available cash flow

Real usable money after commitments.

30-day projection

How your month would end based on current behavior.

Habit impact

How micro-actions improve sustained results.

Conceptual architecture

Five coordinated systems for one goal: helping you make better decisions.

Financial tracking

Core data for income, expenses, credits, and categories.

Metrics engine

Runway, ratio, available cash flow, and projections.

Planning engine

Goals, simulator, and scenario evaluation.

Behavior system

Habits, tasks, and completion tracking.

Alerts system + AI Boost

Alerts, interprets, and communicates actionable recommendations.

Roadmap

Nova is in countdown mode. iOS and Android will be available soon.

01

Launch preparation

In progress

We are polishing the final experience to launch Nova on iOS and Android.

02

Continuous improvements

We keep iterating with real feedback to improve every release.

03

Early access by email

Join waitlist

Leave your email to receive Nova updates and priority notice when iOS and Android open.

Coming soon on iOS and Android. Leave your email to get updates.

We will share launch progress and key updates for Free and Premium features.

We will notify you as soon as iOS and Android launches open.